Yes, there is a very good chance that if your family member is a war-time veteran, or spouse of a veteran, they could qualify for additional income to help offset the cost of care. Although we are not affiliated with them, we can recommend a few certified VA consulting groups that can assist you in obtaining the Aid & Attendance benefits for Veterans.
Most people pay for senior living communities such as Independent Living, Residential Care Homes, and Assisted Living with current income from social security and pensions, coupled with the use of savings, including the proceeds from selling a home.
Long Term Care Insurance is more and more widely used to offset the cost of room and board and care in an Assisted Living or Residential Care Home, or to pay for In-Home Care (private duty caregivers in the home).
***(Please be advised that you should check with your insurance carrier to ensure the coverage you are requesting is a part of the policy.)***
Medicare and other health insurance plans and HMOs will NOT pay for assisted living services. There is, however, a program for war-time veterans and the spouses of veterans that will contribute over $1,200 a month (and over $2,000 for couples) called the Veteran’s Aid and Attendance Benefits.
Financial assistance programs, including Medicaid (ALTCS: Arizona Long Term Care System), may be available for those with limited resources, although not every Assisted Living community participates in these programs. Medicaid can pay for long-term care facilities if the individual meets financial need requirements and health care needs assessment.
Yes; we have a document for you or your loved one to sign (depending on your loved one’s mental capacity) that gives us permission to help you via HIPPA (Health Insurance Portability and Accountability Act of 1996). In the document, it states that you understand and acknowledge our help and understand that you pay NO fees for this assistance, and our assistance is only given at YOUR discretion.
Noble Senior Care Advocates staff has been in health care for a combined over two decades, specifically serving seniors. Our advisors include of certified caregivers, licensed assisted living managers, licensed realtors, former hospice professionals and a Bachelor of Science in Nursing student specializing in geriatrics. We know what to look for when evaluating senior care communities, to ensure the safety and comfort of your loved one. Above all else, we are educators, licensed healthcare professionals, and clinicians, with access to the finest resources available in all areas of geriatric care.
NO! It is simply to their benefit to work with a highly reputable referral and placement agency that screens prospective residents for their senior living communities or group homes. This helps alleviate some of their advertising budgets and activities, so they can focus on providing high quality care. If a community ever wants to charge you extra for working with us, we want you to tell us right away.